WHAT ARE COOKIES?
Cookies are small data files that are received on the terminal from the visited website/APP and are used to record certain browsing interactions on a website/APP by storing data that can be updated and retrieved. These files are stored on the user’s device and contain anonymous data that is not harmful to your computer. They are used to remember the user’s preferences, such as the selected language, access data or personalization of the website or APP.
Cookies or storage devices have traditionally been associated with web pages. However, they are currently used both on websites and on other types of platforms and applications (for example, APPs for smartphones and tablets).
Cookies can also be used to record anonymous information about how a visitor uses a site. For example, from which website/APP an access has been done, or whether a banner ad was used to get there.
Information society services may be provided by the publisher through a platform, computer application or a website/App which the user accesses from their terminal equipment.
WHY DO WE USE COOKIES?
We use our own and third-party cookies to analyse the use of our website and display advertising with preferences based on a profile elaborated from the user’s browsing habits.
FINANCIACION PARA NO RESIDENTES Y RESIDENTES ESPAÑOLES, uses technical and analytical cookies for our website that will allow you to use secure areas, custom options, etc. In addition, FINANCIACION PARA NO RESIDENTES Y RESIDENTES ESPAÑOLES uses cookies that collect data related to the analysis of the use of the website. These are used to improve the service to the user by measuring the use and performance of the website, in order to optimise and personalise it.
Google’s cookies, ANALYTICS: Google ANALYTICS is a free service offered by Google Inc. that collects information about the consulted pages of the web, at what time, which web browser, etc. Subsequently, this information is sent to Google Inc. servers.
WHAT USE DO WE GIVE TO THE DIFFERENT TYPES OF COOKIES?
According to its purpose:
• Technical Cookies: These allow users to browse through a website, platform or application and use the different options or services. For example, those that serve to maintain the session, manage response time, performance or validation of options, use security elements and share content.
• Preference or personalization cookies: allow information to be remembered so that the user can access the service with certain characteristics that can differentiate their experience from that of other users, such as, for example, the language, the number of results to be shown when the user performs a search, the appearance or content of the service depending on the type of browser through which the user accesses the service or the region from which the user accesses the service, etc.
• Analysis or measurement cookies (analytics): allow the party responsible for them to monitor and analyse the behaviour of the users of the websites or Apps to which they are linked, including the quantification of the impact of advertisements. The information collected through this type of cookies is used to measure the activity of the websites, application or platform, in order to make improvements based on the analysis of the data on the use made by users of the service.
• Advertising Cookies: These are cookies that, processed by the web administrator (or APP) or by third parties, allow analysing the browsing habits on the Internet in order to show advertising related to the user’s browsing profile. Advertising cookies allow the management of advertising spaces based on specific criteria.
They store information on user behaviour obtained through the continuous observation of their browsing habits. This information allows developing specifics profiles to display advertising based on them.
Types of cookies according to its term:
• Session Cookies: These are designed to obtain and store data while the user accesses a website/APP. They are usually used to store information that is only of interest to keep for the provision of the service requested by the user on a single occasion (for example, a list of products purchased) and disappear at the end of the session.
• Persistent Cookies: They are those whose data keep stored in the terminal and can be accessed and processed for a period defined by the cookies’ controller, which can range from a few minutes to several years. In this respect, it is necessary to assess whether the use of persistent cookies is necessary, since the risks to privacy can be reduced with the use of session cookies. In any case, when persistent cookies are installed, it is recommended to reduce their temporary duration to the minimum necessary according to the purpose of their use.
The legal obligations imposed by the regulations are twofold: the obligation of transparency and the obligation to obtain the explicit consent of the user of the website / APP user.
In accordance with the nature of the business activity, the business model that is being developed and the scope of the controller’s responsibility, it is recommended to carry out a review of the cookies that are used, either internally or through the advice of specialized entities.
This review will aim to identify the cookies that are being used, analysing whether they are own or third-party cookies, session or persistent, and specifying their function to decide whether or not they are framed in the scope of application of article 22.2 of the LSSI. Taking into account the possible changes that may occur in the management and use of cookies, it is advisable to carry out this review periodically in order to update the information available on these cookies. In any case, it is necessary to take into account the convenience that the solutions that are implemented to comply with the obligations of art. 22.2 of the LSSI have to be technologically neutral and, therefore, must be solutions that most browsers recognise.
LINK FOR THE IDENTIFICATION OF COOKIES:
It is advisable that the information displayed through which cookies are managed (including how to revoke consent and delete cookies) shall be permanently accessible through the website, application or online service in question. For these purposes, and without prejudice to other solutions that may be adopted, this requirement shall be deemed to be met when the cookie management system (configuration panel or a CMP, which allows website or App owners to obtain, manage and disseminate the consent of consumers) and which is integrated into the cookie policy itself or when a link leading directly to the management system or configuration panel is included in this policy.
These cookies must comply the GDPR-UE-2016/679, the LOPDGDD-3/2018, the LSSI-CE-34/2002, modified on 05/09/2023, and the AEPD’s Guide on the use of cookies of July 2023, with the European Data Protection Committee (EDPC) criteria.
OWN COOKIES IN USE:
The following cookies have been allowed, among others, when visiting this page:
They are, therefore, works protected by intellectual property by the Spanish legal system and both Spanish and Community regulations in this field, as well as international treaties related to the matter and signed by Spain, may be applied to them: Royal Decree-Law 1/1996 and its last modification of 3/30th/2023;
Directive (EU) 2019/790 of the European Parliament and of the Council of April 17th 2019 about copyright and related rights in the Digital Single Market.
All rights reserved. In compliance with the Intellectual Property Law, the reproduction, distribution, public communication and use of all or part of the contents of its web pages without the explicit consent of FINANCIACION PARA NO RESIDENTES Y RESIDENTES ESPAÑOLES is expressly prohibited.
Likewise, FINANCIACION PARA NO RESIDENTES Y RESIDENTES ESPAÑOLES reserves the right to file civil or criminal actions that it deems appropriate for improper use of its web pages and content or for breach of these conditions.
LEGAL ACTIONS, APPLICABLE LEGISLATION AND JURISDICTION
The relationship between the user and FINANCIACION PARA NO RESIDENTES Y RESIDENTES ESPAÑOLES will be governed by current Spanish regulations. The courts or tribunals of the Judicial Party of FIGUERES will be competent to decide any dispute that may arise between the user and FINANCIACION PARA NO RESIDENTES Y RESIDENTES ESPAÑOLES.
USE OF COOKIES
FINANCIACION PARA NO RESIDENTES Y RESIDENTES ESPAÑOLES uses cookies and other similar technologies that store and retrieve information while browsing. These technologies can be used for various purposes, such as recognising a user and obtaining information about their browsing habits. The specific uses we make of these technologies are described in the information contained in the Cookies Policy. In accordance with the entity’s data protection policy, FINANCIACION PARA NO RESIDENTES Y RESIDENTES ESPAÑOLES informs that cookies are associated with an anonymous user and its computer, and do not provide the user’s personal data by themselves.
Our Cookies Policy informs the user about the term these cookies will remain active in its device and if any third party can access the information they store. That is why the 3rd paragraph of Article 5th of the Directive 2002/58 was amended by the Directive 2009/136, and now by the AEPD Guide.
The latest AEPD’s Guide on the use of cookies, of July 2023, incorporates the criteria of the European Committee on Data Protection (ECDC). This includes the actions of accepting or rejecting cookies, which must be at the same level, without it being more complicated to reject them than to accept them. The user has the possibility to explicitly accept or reject the use of cookies and to receive more information about them. In addition, the User has the possibility of configuring its browser in such a way that he/she is informed of the reception of cookies, with the possibility, if he/she so wishes, of preventing them from being installed on his/her hard drive.
PRIVACY POLICY
In accordance with the provisions of the General Regulation-EU-2016/679; the LOPDGDD-3/2018, of Guarantee of Digital Rights; the Law 34/2002, and its actualization of 05/09/2023, of Services of the Society of Information and Electronic Commerce; and the Law 11/2022 General of Telecommunications, FINANCIACION PARA NO RESIDENTES Y RESIDENTES ESPAÑOLES informs the users of its websites that we are obliged to keep professional secrecy about the personal data collected by the entity through the registration or contact forms on its pages. This obligation will continue even after the commercial or contractual relationship has ended, and under no circumstances will we be able to make public the personal data of visitors and clients to the website without their consent.
Minor’s consent: According to articles 6.1.f and 8.1 of the GDPR-EU-2016/679, and the 84th article (on protection of minors on Internet) of the LOPD-3/2018, about Guarantee of Digital Rights, when the interested party is a minor under 16 years may not give their consent for an online business to collect their personal data. In that case, such processing shall be lawful only if that consent is given or authorised by the holder or holders of parental authority or guardianship over the minor, they must have the means to obtain the explicit consent of their parents or guardians; for example, by means of an e-mail message addressed to one of them containing a link to an electronic form, unless the minor is at least 16 years of age and his or her consent is lawful.
Data subject’s consent: In accordance with the provisions of Law 34/2002, of Services of the Information Society and Electronic Commerce in its 21st article, and the GDPR-EU-2016/679, articles 5th, 6th, 7th and 13th, we request your consent to be able to make advertising communications or information of our entity that we consider may be of interest to you, by email or by any other equivalent means of electronic communication. This consent will be granted, or not, by accepting the Privacy Policy in the aforementioned check or button at the bottom of the registration form and / or contact.
These data will be entered into an automated file under the responsibility of the administrator of the website of FINANCIACION PARA NO RESIDENTES Y RESIDENTES ESPAÑOLES, with the purpose of being able to facilitate, speed up and fulfill the commitments established between both parties. Likewise, FINANCIACION PARA NO RESIDENTES Y RESIDENTES ESPAÑOLES, informs of the possibility of exercising the rights of access, which allows the web user to know what personal data the administrator of this page has and in that case he will answer within 30 days, provided that he keeps the data; rectification, which allows correcting errors, modify those that are inaccurate or incomplete and guarantee the accuracy of the information; opposition that may request and ensure that the data processing is not carried out, suppression which allows inappropriate or excessive data to be deleted limitation, whereby you may request that the processing of your data be limited when you have exercised your right to rectification of your personal data, and portability, so that the user may obtain a copy of the personal data provided on the website in order to be able to transmit them to other services. These rights may be exercised by any means that provides proof of sending and receiving them to the address of the administrator of this website or to the e-mail address: info@mejorinteres.es,providing a photocopy of the ID or alternative documentation that proves the identity. Users may submit a complaint to the Control Authority, AEPD, ACPD and AVPD.
The sending of your data through the forms on our website will necessarily be subject to having read / accepted the Privacy Policy, by a mandatory check box at the bottom of the form.
These clauses have been drafted by GRUP QUALIA, so you are granted a certificate in digital image format so that you can display it on your website.
Updated: June 11th 2024